Showing posts with label the only way is up. Show all posts
Showing posts with label the only way is up. Show all posts

Tuesday, 26 June 2012

Freebird or jailbird?

{DISCLOSURE} This post is not sponsored. I pay for the service we use. We are currently on a journey to  live the life we want to live - My Budget are a huge part of this,  so I will be speaking about them as part of our story. The questions I ask and the things I discuss in this blog are my thoughts and feelings only.

When you think of your finances how do you feel?

Light... happy... at ease?

Or dark... despairing... chained down... anxious?

Are you a financial freebird... or a jailbird?

What does financial freedom mean to you?

One of the biggest things in my life and the shaping of how I feel about the everyday is the desire to be financially free.

I grew up with self employed parents who struggled and worked forever and a day with nothing to show for it.

I knew very early on in life that we couldn't afford much. I went without what everyone around me took for granted. And I knew if I wanted anything in life - a car, new clothes, petrol for my motorcycle - I had to work for it, and work hard.

At 15 I woke up to the blindly obvious fact that nothing short of a miracle was going to be able to pay for me to go to college or university after Year 12. It was a big thing for me to suddenly realise my dreams were never going to be anything but dreams. It was my undoing, and one of the biggest reasons I stepped away from school and started working before I had completed my leaving certificate. I really felt that every minute I spent striving and learning was going to be rewarded with nothing at the end. It was a hard lesson in how much money (or lack of it) can affect your life.

Since then I have never really felt free. I've always been a slave to the dollar - judging my worth by my pay packet and not what I do and give to others.

I've defined myself as a jailbird, and lived with chains around my ankles, always believing that what I wanted was out of my reach.

We started our journey with My Budget in March this year.

It was a long hard road up until the day I picked up the phone. I believed only a miracle could cure us of the debt and depression and being "poor". 

With two conflicting ideas of "budgeting" and a tendency to self sabotage our own efforts, we were never going to take that step towards freedom without help.

Three months in how do we feel?

Not free yet. That's going to take a while.

But definitely in control, which is the first step.

If a bill drops into my mailbox you will no longer find me sobbing in my driveway.

Progress... little baby steps. 

The end goal is financial freedom.

What does it mean for me?

It means the end of the never ending juggle. 

It means the incomings exceeding the outgoings. 

It means knowing that I can give my children what I so dearly wanted - opportunity.

It means having enough to enjoy life without excess. I don't need a holiday house in the Hamptons, but I want the freedom to say "let's go somewhere and explore this weekend" without it being a major logistical and budgeting nightmare.

But by far the biggest measure of financial freedom for me will be never ever having to ring up that damned Centrelink switchboard! I live for the day we are able to live without jumping through hoops.

In the meantime we are able to let the finances happen, and focus on being the best we can be, and living the life we want to live as a family.

With every beat of our wings, and every step on the journey we are shaking off the chains and turning our faces towards the wide open sky.

That's worth more than gold to me. 


 

Monday, 2 April 2012

I Haven't Forgotten My Blogoversary...

I've been hiding from it.

I've been feeling alternately excited and passionate, and depressed and uncaring about it.

My journey started here.  

Closely followed by the Saga of the Spanx Panties.

And there have been quite a few ups and downs since then.

I'm struggling to work out if I'm getting anywhere a year on.

Deep down I know I am, but it's not reflected here much.

This blog was supposed to share and grow as I did. But we got knocked down so many times it became a place I ranted and moaned, shaking my fist at the unfairness of the world.

I'm still shouting at the world but mostly it's from the anonymity of my bedroom as I stuff my face in my pillow and try to keep my whining out of your faces. I'm sick of being "that whinging girl"

I should be embracing twelve months on..... but I ran from it, tried to forget about it..... hope everyone else would too.

And considering I was going to the Digital Parents Conference to mark that year with a bang and now I'm NOT..... well..... time for my pillow fort and a truckload of Smarties please.

 A year on we've finally moved. Got the hell out of hell and arrived in Wine Country. 

It's beautiful.

The people are beautiful.

I have friends. Well, at least two. And that's as many as I had in Hicksville at it's best.

So I'm winning. Definitely winning so far.

I'm struggling with my blog and where I want it to go and I have lots of ideas banging around in my skull but all they're doing is giving me a godawful headache.

DPCON was supposed to be my building block.

So I guess I have to do it on my own.

There are things I want to achieve, here, in my bit of space.

I want to share my journey, and yours. It's not all about the tough times, it's about what we do with them, and what we do with the good times, that make our life. The hows, the whys, the what nows?... I want you to see how we build our way up from the bottom.

I want this batch of ones and zeros to reflect me. Really me. Not the fact that I am dodgy at making things in Paint (see my header.... which I like... but looks like I was three when I put it together).

I want to find out what my voice is worth. 

I want to use that voice.

I want... something. I want to give you something that I've been missing in my random and ballistic word vomits over the last twelve months.

I want to be relevant, and inspiring, and show you that when life looks it's darkest all is not lost.

I'm not happy happy rainbows and lollipops, so if you're looking for sunshine you may be disappointed.  


But I do have a sense of humour, a dog that insists he lives next door and not here at all, and a family that drives me to cry with frustration and overwhelming love at the same time.


I have nowhere to go but up. Want to share my rope ladder?